Top 5 Predictions for Centralized Homeownership in 2021

As we exit 2020 (likely eagerly for most) and think about the coming year, we at HomeBinder are thinking about the ways that homeownership is evolving in centralized ways for both the benefit of the homeowner and the businesses that serve them.

The core theme of HomeBinder is CENTRALIZE as displayed front and center on our website.  Our belief is that centralizing home information, actions, and people brings improved ability for homeowners to manage (and ultimately sell) their home.  Further, it brings a greater connection between the homeowner and the businesses that support their ownership.

We are not alone in this effort.  Many tech enabled businesses are also rowing in this direction.  The reasons are twofold.  First, we have a generation of homebuyers and owners that expect things to be much simpler than they are today to get things done whether it is finding a plumber, getting insurance, refinancing a loan or replacing a product (e.g. air or water filter) in their home.  Centralizing information supports these efforts.  Second, the advancement of technology and connectivity (mobile tech, AI, payment systems, API availability, image processing) are allowing that to happen in ways that previously would have taken people an extensive amount of time.

Here are five ways in which we’ll see more of this centralization take place in 2021:

  1. Increased Home Device Adoption – Devices for the home (Google Home, Amazon Echo, Facebook Portal, Apple HomePod) have already been adopted by millions of homeowners and today people are getting devices bundled in with other items they may be purchasing for their home such as security systems.  Although there are concerns of data privacy, most homeowners are accepting the tradeoff of their concerns for the convenience of having something that is more and more connected to the lights, heating system, information, and shopping for their home.
  2. Home Insurance Evolution – There are a number of companies such as Young Alfred and Branch that are transforming the way people find and purchase home insurance by using cutting edge user experiences, selling direct, bundling, and data feeds.  A myriad of home IoT devices that are promoted by insurance carriers such as water shut-off devices bring unified protection.  And finally, conversations are happening about how the telematics for the car (Progressive Snapshot, Drive Safe and Save) can be brought in a similar way to the pricing of insurance policies for the home (though don’t expect this anytime in the next several years).
  3. Faster Home Loan Borrowing Experiences – The dominant player in the mortgage space, Quicken has elevated the bar in the last couple of years with RocketMortgage.  They have been able to put an extraordinary amount of technology into the loan application process making it seamless and ‘magical’ for the consumer.  The broader market is turning to companies like SimpleNexus and Blend to bring cutting edge mobile tech to the mortgage processing process.  This is achieved by centralizing loan data and documents in a way that benefits both the borrower and the loan officer creating less work and a faster close time.
  4. Home Management – There are more and more tools and services available to help manage a home.  In 2020 Setter was acquired by Thumbtack and companies such as Super or House Happy continue to advance the outsourcing of home management and centralizing information into a platform to help make ownership a bit easier.  HomeBinder is in this category as well, as we see the need for a common place for all home information, regardless of origin to get recorded for current and future use.  Bringing all aspects of ownership under a single hood gives value and peace of mind to homeowners and imprinting of businesses to homes and specific projects and maintenance that they may be associated.
  5. Improvements in Home Valuation Tools – Ever since Zillow launched its Zestimate® tool in 2006, it remains one of the more publicly known Automated Valuation Models (AVMs).  Despite national accuracy hovering around 8% (that’s off by $40K on $500K house) it continues to draw the attention of homeowners, sellers and buyers alike.  What is missing here is both more data and better “in-home” data as often comparable (“comp”) data tells only a piece of the value of a home.  Merging datasets are beginning to come together to better inform buyers, lenders, insurers, retailers, and marketers. 

We’ve seen a lot of these trends happen in other markets where information comes together to benefit consumers and businesses alike.  Automotive, healthcare, financial products, and commodities.  The residential housing market is definitely behind, but in terms of size is as formidable as all of the above given the sum total of residential housing in the US is north of $34 trillion dollars and so a lot is at stake.  Of course, it won’t all happen in 2021 as it is a big ship to turn, but the foundational elements are there to chart a course where all of homeownership is at your fingertips in a centralized way.

Thank you and Happy New Year!


Jack Huntress
CEO and Founder, HomeBinder


What’s New at HomeBinder

HomeBinder has Integrated with Housecall Pro, a Leading Provider of Field Service Management Software Used by Over 60,000 Home Service Professionals
We are pleased to announce that HomeBinder and Housecall Pro are partnering to help home service professionals better engage with homeowners and automatically update maintenance activity within HomeBinder for homeowner clients.   

Housecall Pro services many industries within the home service pro market including HVAC, garage door, plumbing, electrical, pest control, and more.  Businesses in these industries leverage the Housecall Pro platform to automate scheduling, estimates, dispatching, and invoicing.  The partnership with HomeBinder enables these businesses to further differentiate their service and deliver even greater value to clients that have HomeBinder by automatically updating the binder to reflect the maintenance completed on the property.

For more information contact     

Real Estate Agents Are Now Solely Added to HomeBinder Through Our Business Partners
In an effort to help our partners build stronger and lasting relationships with the real estate agents with whom you work, we are pleased to announce that effective immediately individual real estate agents will be added to HomeBinder only through one of our business partner subscribers.   

Agents previously had the option to subscribe to HomeBinder directly, however based on our surveys we have found that agents and business partners prefer to have HomeBinder created and delivered solely through business partners. Partners can co-brand their agents on the binders that they gift to clients in order to help both the business partner and agent deliver ongoing value to homeowners.  

Please contact if you have any questions.   

homeRepairsSay Thank You to the Real Estate Agent that Referred You!  
One of the elements of the HomeBinder value proposition for our business partners is the increased number of referrals received by the real estate agents who are co-branded on binders.  As a way to say “Thank You” to the agent, our partners have the ability to provide agents with their own personal HomeBinder.  We have found that agents greatly appreciate this, not only for their personal use, but to help them better articulate the value proposition of HomeBinder for new clients.  

For instructions on how to create a personal binder for your agent contact

handHomeHomeBinder is Generating Thousands of Five Star Reviews for our Partners
The best time to receive a review is immediately after a job is complete. We have found that  99% of homeowner reviews through HomeBinder have been five star!  Four and five star reviews are automatically published onto the partners’ preferred review site, thus making this complementary to your review system currently in place.
For questions on setting up the review system, contact      

Repair Pricer Announces the Resolv System That Allows Real Estate Agents to Interact with Reports in Real Time

Repair Pricer, a strategic partner of HomeBinder that generates accurate repair estimates from property inspection reports, has added key functionality that enables real estate agents to make changes, republish reports on the fly, and easily share these reports.  

Repair Pricer reports are used by property inspectors and real estate agents to add value to the property inspection and save time and frustration during the negotiating cycle of a property purchase.  HomeBinder partners with Repair Pricer to offer these reports to property inspectors and real estate agents for the homeowner.   

For more information on the Resolv system, schedule a demo by clicking this link

For more information on adding Repair Pricer to your HomeBinder subscription, contact     

Look out for more HomeBinder news in our next newsletter. 


What’s New at HomeBinder

HomeBinder Now Available Exclusively Through Our Business Partners
Underscoring our commitment to our partners, homeowners can no longer sign up directly for a HomeBinder account, they are encouraged on the website to get HomeBinder exclusively through a HomeBinder Authorized Partner.  

We are announcing the HomeBinder Authorized Partner program to deliver greater value to our partner ecosystem while enhancing the homeowner user experience. Through this program, HomeBinder will drive qualified homeowner leads exclusively to Authorized Partners, Authorized Partners will have full license to use the HomeBinder Authorized Partner logo on all marketing materials, and Authorized Partners will also have special integration support to make the creation and updating of binders as effortless as possible.  

Our goal is to elevate all of the businesses we work with to Authorized Partner status. We will help to generate business leads for you from homeowners that would like a HomeBinder account. And, there is no additional cost to you to become an Authorized Partner. Learn more today.  

Enhanced Partner Review System 
In July we announced a Review System that enables your homeowners to provide a review of your services and post to your review platform of choice. The feedback has been overwhelmingly positive from our business partners and we are generating thousands of 5-Star reviews per month for our partners. This month, we have released an enhancement to the Review System where homeowners can now also review individual employees in your business. If you have any questions regarding how to set up the review system, please contact or contact us

  homeRepairsOur Customer Success team will be releasing a series of updated videos to help you train your team and educate homeowners and agents on how best to leverage the value of HomeBinder. If you have a specific video of interest, please contact or contact us.     

Recent Blog Post
The lender market is having a record year given the volume of mortgage refinancing due to low interest rates and the Covid-19 pandemic enticing people to change their living situation. We recently published a blog post in conjunction with ALCOVA Mortgage discussing how lenders should be considering HomeBinder during these busy times to improve client retention and protect future business.   

Working Together
If you have an idea for joint marketing you’d like to explore, or if you have news you’d like to share with the HomeBinder partner ecosystem, please contact   

Coming Next Month: We will be announcing our partnership with Housecall Pro, one of the leading providers of software for the home service professionals market.

The Pending Retention Challenge for Lenders

Lenders, here is a stat that I ran across that is so scary it’s hard to believe:

“In the midst of record-breaking refinance volume, retention woes persist for mortgage servicers, with the report showing just 18% of all refinancing borrowers being retained post-refinance…” – Black Knight’s July 2020 Mortgage Monitor

Read differently, 82% of homeowners will choose a new person to run their next financing. Wow.

At HomeBinder, we feel the best way to stay connected post-close is a centralized home management platform like HomeBinder. Lenders can give HomeBinder as a gift to clients, which allows them to stay connected when they go for their next financing. With our integrations and new Encompass partnerships, it’s easier than ever to create binders.

If interested in learning more book a demo with us.

Looking forward to connecting with you,


Lets book a meeting to discuss:

Growing and Protecting Your Future Business with HomeBinder

Busy Times for Lenders Despite the Pandemic

Bankrate, a personal finance company that guides people through pivotal steps of their financial journey, recently published an article highlighting six key trends in the housing market and mortgage industry for the third quarter of 2020.

Trend 1: Home prices are holding up

Trend 2: Americans are migrating to the suburbs — at least for now

Trend 3: Record-low rates are here to stay

Trend 4: Home shopping is going virtual

Trend 5: The mortgage process is going paperless

Trend 6: Millennials are entering their prime home-buying years

This convergence of trends is fueling the mortgage industry and the lenders who support it are very busy with new loans and refinancing business. But lenders cannot take this for granted or assume that their future business is protected.

Technology has an impact on how buyers shop for homes, the mortgage process and closings, and millennials have an expectation for processes to be online and streamlined. To stay competitive and relevant, to gain new clients, and secure repeat business with existing clients, lenders must deliver better technology and services to their clients.

HomeBinder for Lenders

HomeBinder is a centralized home management software platform that facilitates homeownership and maximizes property value. HomeBinder is delivered solely through businesses that service the residential market, whereby we help you retain client relationships, increase referrals, and stay top of mind. Through our partnership with Ellie Mae, lenders automatically create and deliver digital binders to their borrowers as a value-added gift, and through the intelligent nature of the platform deliver ongoing value to the homeowner and to the agents and service professionals that work with your clients.

HomeBinder as a Gift to Differentiate Lender Services

Businesses that serve homeowners have found HomeBinder to be a unique competitive differentiator to help them not only improve client relationships and increase referrals but if introduced early in the pre-sales cycle as a gift to be provided at closing, it helps to solidify the relationship early on. Each HomeBinder that is gifted can be branded by the lender so that they stay top of mind with their client. Post close, once it’s time for a refinance or home equity line, it’s more likely that they will secure the repeat business.

“ALCOVA’s passion is to serve our clients. The customer experience is paramount in all we do. Discussing HomeBinder proactively early in the selling process has enabled us to differentiate ourselves and demonstrate that we understand that managing their most valuable asset can be challenging but can be made easy and effortless with HomeBinder. Gifting HomeBinder to our clients at the closing establishes simplified home management from the start and keeps us top of mind with our clients to secure repeat and future business.” – Kim Bratic, VP of Marketing, ALCOVA Mortgage

Staying Competitive: From Transactions to Relationships

Lenders should consider HomeBinder as a new technology tool to help not only as a differentiator to help close new clients but as a retention tool to stay connected to their clients as a value added partner around their most important asset: their home. Introducing HomeBinder early in the process sets them apart and helps to reassure home buyers that they are in it with them for the long haul, not just the closing. HomeBinder enables an easy to use, cost effective digital connection with the people that they serve.