Why All Homeowners Should Keep A Home Inventory

If you’re like most homeowners, you have probably filled your home with furniture, decor, tools, electronics and other items that you find valuable. You probably even have a good idea of what items are in each room and a rough value for each item but could you confidently create a complete list of those items from memory if you needed to?

Too many homeowners find themselves unprepared for significant negative events like fire, theft, and flooding if they need to open a claim with their insurance company. Providing a Home Inventory Report to your insurance company with photos and dollar amounts for your items is a fast and easy way to help ensure your valuable items are replaced.

Most homeowners can complete their Home Inventory in less than 20 minutes. Here’s how to get started:

Step 1: Take Photos – Walk through your home from room to room with your smartphone or camera snapping photos of anything of value.

Step 2: Start your Home Inventory – Create a free HomeBinder account at www.homebinder.com. Our basic accounts are free and have a number of tools to help you manage your home including the ability to take a home inventory.

After you access your account, click on the ‘Inventory’ tab on the left side of your page to get started. We recommend adding a Name, Value, and Photo to each inventory item that you add to your account. However, if you ever need to open an insurance claim, the more information you have the better.

Step 3: Accessing Your Home Inventory – Your Home Inventory items are safely stored in the cloud. Even in the event of a fire or damage to your home, your inventory records are safe. To access your full Home Inventory Report, simply login to your HomeBinder account and download your inventory report. This can be sent directly to your insurance company when you open a claim.

If you have any questions, feel free to reach out to The HomeBinder Support Team or leave a comment below.



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